Which of the following types of water damage is typically excluded from coverage?

Flood damage from a natural disaster is typically excluded from coverage under standard homeowners insurance policies. Homeowners insurance generally provides protection against certain types of water damage, such as accidental overflow from fixtures like bathtubs, leaks from roofs, or damage from broken pipes. However, flood damage resulting from natural disasters is considered a separate risk that requires a distinct flood insurance policy. This distinction is crucial for homeowners to understand; they may need to purchase additional coverage to protect against losses due to flooding, as standard homeowners policies do not cover this peril.