Which of the following scenarios would be covered under personal property coverage in a homeowners policy?

The scenario involving the insured's camera being stolen while on vacation is the correct answer because personal property coverage in a homeowners policy protects personal belongings against specified risks, including theft. This means that if the camera is stolen, the insured would generally be covered for its value, provided the loss falls under the policy's terms and conditions.

In contrast, property moved to a newly acquired residence after 60 days typically falls outside of coverage, as most homeowners policies have specific timelines within which property must be moved to be covered. The mention of temporarily keeping a pet for a friend does not qualify under personal property coverage, as pets are usually considered personal liability issues and are not covered under property loss. Lastly, damage to a neighbor's fence caused by the insured would generally be covered under liability coverage, not personal property coverage, since it involves damage to someone else's property rather than the insured's own personal belongings.