What should homeowners do if there have been significant changes to the property?

When significant changes occur to a property, such as renovations, additions, or alterations, it's important for homeowners to inform their insurance provider of these changes. This ensures that the policy accurately reflects the current state of the home and that the coverage remains adequate.

Communicating these changes allows the insurance company to reassess the policy and make adjustments as needed, possibly affecting coverage limits or premiums. Failing to inform the insurer could lead to inadequate coverage in the event of a claim, since the insurance policy may not account for the increased value or changes in risk associated with the property.

Keeping the insurer updated on changes helps to maintain transparency and ensures that homeowners are fully protected based on the most current status of their property.