What is the special personal property limit for theft of firearms under a homeowners policy?

The special personal property limit for theft of firearms under a homeowners policy is indeed set at $2,500. This limit recognizes the value and the potential for theft of firearms, which can be significant. Homeowners policies often include specific limits for certain types of personal property to help insurers manage risk more effectively. In the case of firearms, the $2,500 limit reflects their high value and importance to policyholders, ensuring that they have a reasonable level of coverage in the event of theft.

The other options represent different categories of personal property with their own limits defined under homeowners policies. They do not pertain specifically to the theft of firearms, highlighting how various types of property are treated differently based on their characteristics and associated risks. Thus, understanding these specific limits is essential for homeowners to ensure they have adequate coverage for their possessions.