What is the maximum coverage for silverware in a theft under a homeowner's policy?

The correct choice regarding the maximum coverage for silverware in the event of theft under a homeowner's policy is $2,500. This limit reflects the standard specific personal property coverage included in many homeowners insurance policies.

In this context, silverware is considered a type of personal property that is subject to specific coverage limits, as it is valuable but does not typically belong to the more general structure of the home. Most homeowners policies outline specific coverage limits for certain categories of personal property, including silverware, jewelry, and artwork, to ensure that there is appropriate coverage for valuable items while also maintaining a manageable risk pool for the insurer.

The limit of $2,500 specifically addresses the risk associated with theft for items that are frequently targeted, such as silverware. Higher limits of coverage could be available through endorsements or additional riders if the homeowner has a particularly valuable collection of silverware.