What is the maximum benefit for the repair of a damaged grave marker under a homeowners policy?

The correct answer indicates that the maximum benefit for the repair of a damaged grave marker under a homeowners policy is $3,000. This coverage typically falls under the personal property section of a homeowners insurance policy, which provides protection for certain types of personal property, even if they are not physically located on the insured premises.

The coverage for grave markers is important as it recognizes the value that individuals place on such memorials. Policies often include specific limits for certain items, which is why this amount—$3,000—is stipulated. This benefit allows homeowners to address damage that may occur due to specific perils covered by the policy, such as vandalism or other accidental damages. It is crucial for policyholders to be aware of these specific limits and coverages included in their policies to ensure they are adequately protected.