If an insured's dog is stolen, how much coverage does the homeowners policy provide?

A homeowners policy typically does not provide coverage for the theft of pets. This is because most standard homeowners insurance policies consider pets, such as dogs, to be personal property. While personal property is covered under the policy, the exclusion of certain types of pets from coverage—including theft—reflects the insurer's stance on how pets are treated in terms of liability and property insurance.

While it is common for homeowners insurance to offer coverage for personal items like electronics and furniture, pets are often excluded or have specific limitations placed on their coverage, as they are viewed more as companions than as belongings that can be insured against theft. Consequently, when a dog is stolen, no coverage amount is applicable under a standard homeowners policy. This aligns with the answer that indicates there is no coverage for the theft of an insured's dog.