If an insured has a windstorm loss involving tree removal, what is the maximum an insurer will pay for this loss?

The correct answer highlights the specific coverage limit for tree removal as per typical homeowners insurance policies. Standard homeowners insurance often includes a provision that provides coverage for the removal of trees when they are damaged by specific perils, such as windstorms. Generally, insurers will pay a set amount for the removal of a tree that has fallen onto the insured property due to a covered event.

In many cases, this limit can be around $1,000 for one tree. This means that if a single tree falls and needs to be removed, the insurer will cover the cost of that removal up to the specified limit. If multiple trees are involved or if additional services are needed beyond that limit, the insured might be responsible for any extra costs or need to check for additional coverage options.

This specific figure for tree removal reflects the policy’s intended design to cover reasonable and necessary expenses related to hazards like windstorms while also providing clear limits to manage the insurer's risk and liability.